You will want to start this by first reading the terms and conditions of the loan you are applying for. A good way to start is by checking the address to where the application can be done. You will need to fill in your full name, birth date, social security number and any other information they ask for it. Some lenders may also require you to fax or mail in some documents such as pay stubs, bank statements, utility bills or other proof.

The next step will be to write a cover letter. This should not only tell them how you can help them out financially, but also how you would like to see things end. A good way to do this is by listing three goals that you have for the future. Put these in a positive direction, and do not focus on only one or two. Always make sure that you make this as personalized as possible, by describing yourself and your personality traits.

When applying for a loan, you must know what the interest rate is and what monthly payment you are looking to make. This will help them give you an idea on what you will have to pay each month. After doing this, talk to the lender one on one to find out how to get the best rate possible. Be honest with them, no matter how tempted you may feel to lie.

Once you are approved, you will then have to sign an agreement. This agreement will go into legal writing, stating all the details of your new job. Make sure you read it carefully before signing to make sure there are no hidden surprises.

Finally, get any final bills you have to pay off. Sometimes when you get to the bank, they won’t let you take home any of your furniture until you have paid off all your other bills. Other times, you can get a card that you can use to pay off all your bills. If you own a home, you may be able to use your equity to take out a mortgage. Just be sure you can pay the loan back.